Posted: May 6, 2025
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Independent Field Adjuster

People's Trust Insurance - Deerfield Beach, FL
Contractor
Salary: Other
Application Deadline: N/A
Catastrophe Claims

Job Title:             Independent Field Adjuster 
Location:             Florida
Department:       Claims 
Reports To:         Claims Supervisor
FLSA Status:        Not Applicable – 1099 Independent Contractor
Compensation:   Sliding Pay Scale
 
Position Overview:

As an Independent Adjuster for People's Trust Insurance, you will play a critical role in the claims process, focusing on property claims. You will be responsible for investigating, evaluating, and estimating property claims in a timely and efficient manner. This position requires strong technical knowledge of property damage assessment, the use of Xactimate and XactAnalysis, and excellent customer service skills. 
 
Key Responsibilities:
•    Claim Investigation: Conduct thorough on-site inspections of damaged properties to assess the extent of loss and gather necessary documentation including photographs.
•    Claim Estimation: Use Xactimate to prepare detailed estimates of repair costs for damaged properties, ensuring accuracy and fairness in the assessment.
•    Documentation: Use XactAnalysis to notate the progress of the claim investigation.
•    Reporting: Prepare detailed and accurate reports of all investigations and communications and meet regulatory compliance.
•    Team Collaboration: Work closely with the claims team and other departments to ensure seamless claim processing and resolution.
•    Compliance & Best Practices: Stay current on state regulations, company guidelines, and industry best practices. Ensure compliance with all local, state, and federal laws.  
 
Qualifications:
•    Licensing: Must possess a valid Florida 5-20, 6-20 or Emergency Insurance Adjuster License.
•    Experience: Minimum of 1 year of property adjusting experience in residential claims. Familiarity with Florida insurance regulations and guidelines is a plus.
•    Skills:
•    Strong knowledge of property and casualty insurance policies.
•    Advanced proficiency in Xactimate and sketch.
•    Proficiency in XactAnalysis.
•    Knowledge of residential construction.
•    Excellent written and verbal communication skills.
•    Ability to work independently and manage time efficiently.
•    High level of professionalism and customer service focus.
 
Physical & Travel Requirements:
•    Ability to work in the field, including climbing ladders, walking on roofs, and navigating damaged properties.
•    Must have a valid driver's license, current auto insurance, and reliable transportation for local travel.