Independent Field Adjuster - Catastrophe (CAT)

Job Title                : Independent Adjuster 

Location                : Florida

Department         : Claims 

Reports To           : Claims Supervisor

FLSA Status        : Not Applicable – 1099 Independent Contractor

Compensation    : Sliding Pay Scale

Position Overview:

As an Independent Adjuster for People's Trust Insurance, you will play a critical role in the claims process, focusing on property claims. You will be responsible for investigating, evaluating, and estimating property claims in a timely and efficient manner. This position requires strong technical knowledge of property damage assessment, the use of Xactimate and XactAnalysis, and excellent customer service skills.

Key Responsibilities:

• Claim Investigation: Conduct thorough on-site inspections of damaged properties to assess the extent of loss and gather necessary documentation including photographs.
• Claim Estimation: Use Xactimate to prepare detailed estimates of repair costs for damaged properties, ensuring accuracy and fairness in the assessment.
• Documentation: Use XactAnalysis to notate the progress of the claim investigation.
• Reporting: Prepare detailed and accurate reports of all investigations and communications and meet regulatory compliance.
• Team Collaboration: Work closely with the claims team and other departments to ensure seamless claim processing and resolution.
• Compliance & Best Practices: Stay current on state regulations, company guidelines, and industry best practices. Ensure compliance with all local, state, and federal laws.  

Qualifications:

• Licensing: Must possess a valid Florida 5-20, 6-20 or Emergency Insurance Adjuster License.
• Experience: Minimum of 1 year of property adjusting experience in residential claims. Familiarity with Florida insurance regulations and guidelines is a plus.
• Skills:
• Strong knowledge of property and casualty insurance policies.
• Advanced proficiency in Xactimate and sketch.
• Proficiency in XactAnalysis.
• Knowledge of residential construction.
• Excellent written and verbal communication skills.
• Ability to work independently and manage time efficiently.
• High level of professionalism and customer service focus.

Physical & Travel Requirements:

• Ability to work in the field, including climbing ladders, walking on roofs, and navigating damaged properties.
• Must have a valid driver's license, current auto insurance, and reliable transportation for local travel.